Shramit Goyal

Shramit Goyal is a Senior Director of Fraud Strategy at RBC, where he leads credit fraud strategy across retail and commercial lending portfolios, covering both first-party and third-party fraud. He brings deep expertise in credit risk strategy development, shaped through extensive experience at Capital One and RBC, and applies that to build stronger fraud prevention and detection strategies. His background spans credit risk, fraud strategy, advanced analytics and data science, with a focus on developing proactive, intelligence-led capabilities that protect clients while enabling responsible growth.