Carmen Araiza

Carmen is a fraud leader with 23 years in financial services primarily spent combatting fraud with a specialty in cyber and electronic payments. She is currently a Director within Global Fraud Management in the US at Scotiabank and previously held roles fraud leadership roles at J.P Morgan Chase, First Republic, and MUFG Union Bank. Staying abreast of fraud tactics mixed with experience and industry partnerships has allowed Carmen to successfully build teams from the ground up, covering operations, technology, and detection strategies to mitigate fraud.