Carmen Araiza

Carmen is a fraud industry leader with over 21 years in financial services primarily spent combatting fraud with a specialty in payment and application fraud via digital channels. Carmen currently is an Executive Director at J.P. Morgan Chase supporting JPM Private Client Fraud Operation team and is responsible for fraud detection, prevention and the client’s fraud experience. Previously Carmen held roles leading or supporting internal fraud, debit card fraud and deposit fraud. She has successfully built new fraud teams and credits her success in combating fraud from staying informed on threats, taking a proactive approach to limit vulnerabilities, building a strong network, having a deep understanding of bad actor methodologies, first party fraud, application fraud and social engineering.